Protect every generation with a tradition of caring — protect
your family with life insurance.
Start or continue a tradition of caring by making sure you have enough life insurance for your family. Life insurance
can help protect the dreams and goals of your next generation . . . and beyond.
If something unexpected were to happen to you, could your family keep the home you've made together? Could your
children go to college? Could your spouse manage as comfortably as you've planned?
Is your family only half protected? If only you are insured, then your family is only half protected. What would
your family do if something unexpected happens to your spouse?
Revisit your life insurance coverage now to help ensure your loved ones will be able to carry on with their goals
for the future.
The Need to Protect Your Income ... Our number one asset is "Our Ability to
Produce an Income"
The Financial Impact of Serious Illness and
Accidents Can Fall Into Four Categories:
Medical
Indirect
Fixed
Lost Income
Hospital Bills
Doctor Bills
Surgery
Prescription Drugs
Nursing
Travel Expenses
Lodging / Meals
Long Distance Calls
Special Equipment
Child Care
House Payments
Car Payments
Groceries
Utilities
Taxes
Many times for both employee or individual (patient) and spouse
Advantages ...
•
NO deductibles, NO co-pay
•
Pays in ADDITION to other benefits received
•
PORTABLE:
If an individual leaves the business, he or she can take the policy with and keep the group rates
•
Can PICK and CHOOSE policies desired to fit individual situations
•
GROUP or INDIVIDUAL policies available
•
RATE STABILITY
Make Your Health Insurance More "Complete"
By Paying Benefits Directly to You!
Contact FargoLIFE TODAY for details: 701.318.0908
Review group and individual policies
Life Insurance
Individual Term Life Insurance
Whole Life Insurance
Group Life Insurance
Life insurance can help your family pick up where
you leave off. With an adequate amount of life insurance, your family can keep the house they call home. I can
help you evaluate these options and tailor a solution that's appropriate for your family's specific needs.
Rapid Decision Term
•
Up to $300,000 in Coverage
•
No Medical Underwriting
•
3 Days or LESS Turnaround Time
•
Competitive Standard Rates
•
Telephone Interview for Ages 55 and Older
•
$10,000 to $300,000 in Face
•
Policies ISSUED within Several DAYS of Filling Out the Application!
What would happen if suddenly you were taken out
of this picture? Make sure your family members can keep their home. If something unexpected happens to you, will
your family be able to stay in the home you've made together? You can help to ensure that they will with an adequate
amount of life insurance.
Rapid Decision Mortgage Term
•
Up to $500,000 in Coverage with Proof of Mortgage
•
$500,000 Non-Medical Coverage
•
15, 20, 30 & 40 Year Level Term
•
No Blood, No Exam, No APS
•
Policies ISSUED within Several DAYS of Filling Out the Application!
Before letting your CD roll over, consider this...
Most people don't associate CDs with possible risk. After all, they offer guaranteed income and are FDIC insured
up to $100,000 per financial institution. The risk comes in if you depend too much on CDs to reach your long-term
financial goals, like retirement. When you're planning for retirement, your investments need to grow. While they
may offer security, CDs may not provide the long-term, inflation-beating growth potential you need. Please contact me before your CD matures, since many financial institutions will automatically
roll over your CD unless you contact them.
Long Term Care
Estate Conservation
Employee Benefits
For you ...
•
Expand your benefits program without adding costs
•
Achieve possible FICA savings and reduction in workers' compensation costs
•
Help improve employee morale and retention
•
Help meet more employees' economic needs at the workplace
•
Help contribute to employees' health through various wellness programs
•
Reduce administrative involvement
For your employees ...
•
Obtain an opportunity to apply for policies at payroll rates
•
Have benefits paid directly to the insured, unless directed otherwise
•
Apply for policies that may be pre-tax eligible, and are portable and guaranteed-renewable
•
Apply for policies that may help with expenses not covered by core company
plans
